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        6. Long-term disability denied in Ontario? 3 things to do

          Long-term disability (LTD) benefits play a crucial role in providing Ontarians suffering from an illness or permanent injury with the financial support they need when they can’t work.

          A disability can affect all aspects of your life.

          In addition to not being able to perform your job, you may find yourself incapable of spending quality time with friends and family.

          For many of my clients, having their legitimate LTD claim denied by their insurance company was an overwhelming experience.

          They were shocked, confused and afraid as they tried to figure out how they were going to support themselves and their loved ones without access to disability benefits.

          READ MORE: 4 reasons why long-term disability claims are rejected

          If your claim is turned down, it’s important to understand that you may still have options.

          While the insurance company’s denial might seem formal and final, it can often be overturned with a little pushback.